APS Federal Credit Union

Credit Union for the Employees of First Energy

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Introducing the APS EMV VISA Card

April 11, 2017 By

EMV stands for Europay, MasterCard, and VISA the co-developers of a very smart card that`s now widely used throughout Europe and Asia.

Embedded in the EMV card is a microchip that encrypts transaction data differently for each purchase.  So it`s far more secure than a “swipe-the-stripe” card.  You see, magnetic stripes contain payment information that never changes.  All a thief has to do is lift that information to replicate your card and go on a spending spree.  But an EMV card nearly eliminates that possibility because the information for each transaction is uniquely encoded, so it`s much harder for criminals to pick up payment data to use again.  Fortunately, use of the mag-stripe will end soon.

All U.S. credit and debit cards will contain the EMV microchip and all ATMs, point of sale machines, and merchants will be geared to use it.  Until then, your new card has both an EMV chip and a mag-stripe for your convenience.

Because we put your safety first!  The Credit Union has always been a leader in adapting technology that makes your banking experience faster, easier, and safer, so it should come as no surprise that we are issuing replacement Credit Cards with an EMV micro-chip.  Please review and follow the instructions with your New VISA card to activate your card and get started!

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