Field of Membership

Section 5 of the APS Federal Credit Union Charter #838 was amended and approved on July 13, 2005 by the NCUA and reads as follows:

The Field of Membership shall be limited to those having the following common bond:

  • All employees of First Energy¬†and its wholly-owned subsidiaries.
  • Unremarried spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants of the above employment; members of their immediate families; and organizations of such persons.

Once a Member… Always a Member!¬†

What does Once a Member…Always a Member mean?

  • It means that once you become a member of the APS Federal Credit Union, you can remain a member, even though you may no longer be in our Field of Membership.
  • If you are changing work locations, moving or retiring, you can remain a member of APS Federal Credit Union.
  • You can continue using all of our services, no matter where you go.
  • Please notify us of any address or work location changes.
  • Call the Credit Union Office at any time to update your information.
  • We’re here to service your financial needs.

Member Bill of Rights

As a member/owner of this credit union – a non-profit financial service cooperative – you are entitled to:

  • Courteous & confident service
  • Competitive loan & savings rates
  • Timely loan approvals
  • Timely & fair problem resolution
  • Truthful advertising & disclosure
  • Accurate consumer information
  • Voting rights
  • Qualified, elected board oversight
  • Professional management
  • Responsive staff & volunteers

We appreciate the privilege of serving you. Thank you for being a credit union member